Bank Where Your
Best Interest Comes First.

High, Market-Based Interest.

Low Account Fees.

Up To $2.5 Million FDIC Insurance.

Premium Experience.

Our Banking Philosophy

We Believe Our Clients’ Best Interests Should Come Ahead Of Our Own. We Seek To Be Transparent, Consistent And Fair In Our Stewardship Of Your Money.

Premium Experience

Our Mobile App Is Modern And Easy To Use. And, The Sleek Design Of The Galileo Money+ Debit Mastercard Will Impress Friends And Colleagues. Both Are Paired With White-Glove Customer Service.

High FDIC Insurance

Up to $2.5 million of FDIC insurance per accountholder—that’s 10x more federal coverage than any single bank offers.

High, Market-Based Interest

Our Interest Rate Calculation Methodology Is Transparent And Tied To The Market. You Receive A Majority Of What We Earn On Your Deposits.

Low Account Fees

No Monthly Service Fees—Ever. And The Fees We Do Charge Are Straightforward And Under Your Control.

Spending Account Features

Direct Deposit

Mobile App

Debit Card


Mobile Deposit

Online Billpay

ACH / Wire


We Believe You Deserve To

Keep Your Bank Deposits With An Institution That Places Your Best Interests Before Its Own.

Earn Rates Of Interest And Returns Tied To Market Conditions—Not Profit Motives.

Be Treated Fairly Regarding Fees Associated With Holding Your Money, Including Simplicity And Transparency.

Have Simple And Convenient Access To Your Money Whenever You Need It.


Transparent, Market-Based Interest Rate Calculation

Our Interest Rates Are Based On The Effective Federal Funds Rate (“EFFR”). The EFFR Is Directly Tied To The Federal Reserve’s Target Federal Funds Rate And Indirectly Tied To The Interest Rate Banks Receive When They Deposit Cash At The Federal Reserve.


Galileo Money+’s Interest Rate Calculation Methodology Remains Consistent Over Time, So You Always Know What Your Interest Will Be When The Federal Reserve Changes The Target Federal Funds Rate.

Plus Account Interest Rate Calculation Formula:

+ Effective Federal Funds Rate
– Galileo Money+ Administration Fee
– Financial Advisor Fee
= Depositor Interest Rate

Maximize Your Interest Opportunity

A Transparent, Consistent Interest Rate Calculation Ensures You Maximize Your Interest Opportunity Every Day. There Is No Longer A Need To “Bank Shop” For The Highest Interest Rates.

Accounts Details & Fees